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Staff

Mike Gates - President and Executive General Adjuster

Mike GatesMike Gates has served as President of the Southern Loss Association, a claims group for property adjusters, attorneys and other insurance professionals interested in furthering education and communication in the loss adjustment field since 1957. After receiving a Bachelor of Arts degree from Vanderbilt University in 1973, Mike began his claims career with The Continental Insurance Companies in Orlando, later transferring to Atlanta as a regional supervisor responsible for large losses and the property claims product in twenty-three offices in seven states. In 1983, Mike started in the independent adjusting business where he has worked ever since. In 1997, he established PLS Claims.

He is a member of the Atlanta Claims Association and the Atlanta Insurance Professionals. Over the years, Mike who has an AIC designation, has taught IIA courses and other classes. He has addressed local claims and professional groups and both the Southeastern and Midwestern Claims Managers organizations on various topics including environmental claims. He has also been a presenter at the PLRB national and regional conferences on "Commercial Theft Claims", "Period of Restoration" and "Rejecting Proofs of Loss and Denial of Claims."

Contact Mike: mgates@plsclaims.us | 770.381.8855


Christopher D. Nichols, CPCU, AIC, AIM - Vice President and General Adjuster

Chris Nichols Chris graduated from Florida International University in 1994 with a dual degree in Management and International Business. He earned his Associate in Claims (AIC) designation in 1996, and Associate in Management (AIM) designation in 1997. He earned the CPCU designation in 2000.

He has devoted his entire career to claims adjusting, beginning after graduation as an independent adjuster in Miami, Florida. He expanded from primarily liability to property claims in 1999, and also adjusted passenger and crew claims for Norwegian Cruise Lines. During his tenures in Miami, he rose to the positions of Supervisor & General Adjuster. In 2003, Chris moved "in house" to The Chubb Group of Insurance Companies, providing him with a deeper understanding of overall insurance operations, and allowing his property expertise to mature in one of the most challenging claims environments in the United States. He relocated his family to Atlanta, Georgia in 2005, where he served as a National General Adjuster and National TPA Manager for an independent adjusting company.

Chris founded the independent adjusting company Acclaim Property-Casualty Services, LLC in 2009, where he served as the President and Executive General Adjuster until he joined PLS Claims in 2013. He maintains All-Lines Independent Adjuster Licenses in Georgia, as well as several other states.

He currently serves on the executive board for the Southern Loss Association in Atlanta, Georgia, and is a local adult leader in Boy Scouts of America.

Contact Chris: cnichols@plsclaims.us | 770.381.8855


Tony McRee - Senior Property Adjuster

Tony McReeTony began his career with the company in 1998, and specializes in all lines of property work Including personal and commercial lines, business interruption, builder's risk, construction defect, property damage liability analysis, and subrogation claims. Tony is a Haag Engineering Certified Roof Inspector, Xactimate Certified, and a member of the Atlanta Claims Association.

Contact Tony: tmcree@plsclaims.us | 770.381.8855


Bill Breedlove - Senior Multi Line Adjuster

Bill BreedloveBill Breedlove joined PLS Claims in 2011 with over 30 years experience in the insurance industry. He has been involved in all areas of insurance and reinsurance operations for a regional insurance company, and has experience as an independent adjuster with both property and casualty claims expertise. He also has catastrophe planning and litigation experience. Bill is a North Carolina native, holds a NC General Contractor's license, is a past President of the Alamance Claims Association and is a member of the Council on Litigation Management. He has earned the industry designations of CPCU and CPCLA.

Contact Bill: bbreedlove@plsclaims.us | 336.792.1286


Mike Ilardi - Senior Casualty Adjuster

Mile IlardiMike Ilardi started his claims career in 1989 after graduating from the University of West Georgia with a bachelor's degree in Business Administration. He worked as a field adjuster and branch supervisor for an independent adjusting firm before taking positions with two large commercial insurance carriers. Mike joined PLS Claims in 2011. He has experience in both casualty and property claims. His industry education includes designations as Associate in Claims (AIC) and Senior Claims Law Associate (SCLA).

Contact Mike: milardi@plsclaims.us | 770.381.8855


Elizabeth Pearsall - Senior Casualty Adjuster

Elizabeth PearsallElizabeth began her carrier in Insurance Claims in 1981, where she developed her casualty expertise through inside claims investigation, outside field claims investigation and supervision. She joined PLS Claims in 2000 as a Casualty Field Investigator and Adjuster. She has experience in all lines of Casualty exposures, including but not limited to Premises liability, Products liability, Workers Compensation compensability and construction issues. She specializes in complex liability and coverage issues.

Elizabeth earned her ABJ Degree in Journalism at the University of Georgia, and later a JD Degree in Law. She became a memberof the Georgia Bar in 1988, before changing her license to inactive status in order to focus on claims investigation and adjusting. She holds adjuster licenses in Georgia, Florida, South Carolina, North Carolina and Alabama. She recently moved to Venice, Florida and has expanded the PLS Casualty field territory to now include Southwest Florida, from Tampa to Orlando, and south to Fort Myers.

Contact Elizabeth epearsall@plsclaims.us | 941.483.1873


Mitchell Jones - Senior Property Adjuster

Mitchell JonesMitchell joined PLS Claims in 2008. He has 30+ years in the insurance industry handling commercial and personal property claims for both insurers and independent adjusting companies. He served as a claims manager for 16 years and has managed several catastrophe teams. He places an emphasis on 1st and 3rd party property claims. His industry education includes designations as Associate in Claims (AIC) and Senior Claims Law Associate (SCLA).

Contact Mitchell: mjones@plsclaims.us | 770.381.8855


Jeannine Baylot - Office Manger

Jeannine BaylotJeannine Baylot is a native Kentuckian who transplanted to Georgia in November, 1988. She holds a Bachelor of Arts degree from Brescia University in Owensboro, Kentucky. She has over 30 years experience in the office administration field, with nearly 20 years experience specifically as an administrative assistant for independent insurance adjusting companies. In October, 2011, Jeannine will celebrate her 19th year working with Mike Gates and currently serves as Office Manager for our home office in Duluth, Georgia.

Contact Jeannine: jbaylot@plsclaims.us | 770.381.8855